Privacy Policy

We collect only the information you choose to submit through our application review form:

• Full name, email address, and phone number
• Property address, estimated property value, and estimated loan amount
• Loan purpose and property type
• Self-reported estimated credit score range
• Investor experience level
• Whether the property is under contract, and your desired closing timeline

We do not request or collect Social Security numbers, bank account numbers, tax returns, or other sensitive financial documents through this website. If a program later requires that documentation, it is collected directly by the lender under the lender’s own privacy practices — never through this site.

Your information is used for one purpose: to review your inquiry and forward it to an affiliate lender for evaluation, and to communicate with you about that inquiry. We do not use your information for unrelated marketing, profiling, or advertising.

We share your submission with only two categories of recipients:

• Our affiliate lender. A nationwide affiliate lender specializing in residential investment and small-commercial property financing, originating through licensed mortgage brokers, receives your submission to evaluate available loan options. That lender handles your information under its own privacy policy once received.
• Web3Forms. Our form processor transmits your submission securely to us. It acts solely as a processing service and does not use your information for its own purposes.

We do not sell, rent, trade, or share your information with unrelated third parties. We do not sell data to lead brokers or marketing lists.

We may disclose information only where required by law, valid legal process, or to protect against fraud or misuse of this site.

Beginning an application on this site does not trigger a credit inquiry. The credit score field is a self-reported estimate used only to match your inquiry to an appropriate loan category. Any formal credit review happens later, by the lender, with your separate authorization.

Submissions are transmitted over encrypted HTTPS connections and processed through Web3Forms. Access is limited to the individuals who need it to review your inquiry. No method of transmission over the internet is perfectly secure, so while we apply reasonable safeguards, we cannot guarantee absolute security.

We retain submissions only as long as needed to review your inquiry, respond to you, and satisfy legitimate recordkeeping obligations. You may at any time request that we:

• Confirm what information we hold about you
• Correct inaccurate information
• Delete your information from our records
• Stop contacting you

Email collectivehq@gmail.com and we will act on your request promptly. Note that once your submission has been forwarded to the affiliate lender, you may also need to contact that lender directly to have their copy deleted.

By submitting the form, you consent to be contacted by us or the affiliate lender regarding your inquiry by email or phone. Submitting your information is a no-obligation first step — you decide whether to move forward, and you may ask us to stop contacting you at any time.

This site uses only the cookies and basic analytics needed to operate the site and understand aggregate traffic patterns. We do not use cookies to build advertising profiles or to track you across other websites. You can block or delete cookies in your browser settings; the site remains functional without them.

Our footer links to independent tools and resources operated by third parties. Those sites have their own privacy policies and practices, and we are not responsible for their content or how they handle your information.

This site is intended for real estate investors and is not directed to anyone under 18. We do not knowingly collect information from minors. If we learn that we have, we will delete it.

We may update this policy as our practices or legal obligations change. Any revised version will be posted on this page with a new effective date. Material changes will be reflected here before they take effect.

Questions, corrections, or deletion requests can be sent to collectivehq@gmail.com.